It is a great system in principle but it's flawed for a few reasons, firstly you have Watford signing people from Udiniese and Granada way out of their budget as they share their owners, secondly my team took Jay Bothroyd on loan whilst he was on 30k a week at QPR, yet we only paid a maximum of a 3rd of that, how does that work? It's a good system in principle which needs a few tweaks to improved. 1) Clubs must pay the full wages of all players they loan - Yeah it's a risk but no club should have players they can't afford IMO, it's ridiculous. 2) All loans must be registered as loans, fuck all this international loans are permanent transfers they aren't. 3) Limit loans in a squad to 3 rather than 5, make teams play their own players. There was a time when we lived off loans ( we even got fined for having too many ) Special dispensation could be offered if a club has no Goalkeeper. Forcing clubs to operate between their means has to be the priority IMO and no club shouldn't be allowed to take on a player they can't afford permanently, it leaves a ridiculously uneven playing field. Bellamy at a debt stricken Cardiff a few years ago as an example. This teamed with FFP will help establish competition and long term stability within the football league IMO.